Personal Banking

• Offered to individuals only
• The certificate is issued in Egyptian pounds
• Tenor 3 years
• Fixed annual interest credited to the account
  • 17.25% monthly,
  • 17.50% quarterly
  • 18% annually
• Minimum opening balance is 1000 EGP and its incremental.
• Secured Facilities: Available up to 95% against the CD
• Redemption after six months as follows and before Maturity date
 

Redemption Rules:

• After Seven Months and till end of year one 8%
• After Year one and till end of year two 7%
• After Year two and till end of year three 6%

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• Offered to individuals only
• The certificate is issued in Egyptian pounds
• Tenor 3 years
• Variable interest rate
  • 19.00% monthly
  • 19.25% quarterly
• Secured facilities: Lending against CD is up to 95% of its value.
• Redemption: allowed after the first six months as follows

Redemption Rules:

• After Seven Months and till end of year one 4%
• After Year one and till end of year two 3%
• After Year two and till end of year three 2%

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• Offered to individuals only
• The certificate is issued in Egypt pounds
• Tenor 5 years
• Fixed annual interest
  • 12.25% monthly
  • 12.50% quarterly
  • 12.75% annually
• Minimum Opening Balance 1000 EGP and incremental of 1000 EGP.
• Secured Facilities: Available 95% against the CD
• Redemption allowed after 6 months as follow

Redemption Rules:

• After Seven Months and till end of year one 5.5%
• After Year one and till end of year two 5%
• After Year two and till end of year three 4.5%
• After Year three and till end of year five 4%

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• Offered to Individuals & corporate customers
• The certificate is issued in USD
• Tenor 3 years.
• 3 Years Interest rate:
  • 5.15% Monthly
  • 5.20% Quarterly
  • 5.25% Semi-Annually
  • 5.30% Annually
• Minimum Opening Balance 500 USD and incremental of 500.
• Secured Facilities: Available up to 95% against the CD
• USD Fixed CDs redemption rules after 6 months and before maturity date 

3 Years Redemption fees:

• Redemption after 6 months & less than 1 year  4.50%
• Redemption after 1 year & less than 2 years  4%
• Redemption after 2 years & less than 3 years 3.50%

• Offered to Individuals & corporate customers
• The certificate is issued in USD
• 5 Years Interest rate:
  
  • 2.25% Quarterly
  • 2.25% Semi-Annually
  • 2.25% Annually
• Minimum Opening Balance 500 USD and incremental of 500.
• Secured Facilities: Available up to  95% against the CD
• USD Fixed CDs redemption rules after 6 months and before maturity date 

5 Years Redemption fees:

• Redemption after 6 months & less than 1 year apply rack rate of T/D of same tenor
• Redemption after 1 year & before end of 5 years apply rack rate of 1 year T/D