Personal Banking

Personal Loans
  • Salary Transfer customers/ without salary transfer
  • Competitive interest rates/ self-employed
  • Loan Amount up to 1,500,000 LE
  • Loan Tenor up to 10 years
  • Minimum age is 21 year and maximum 60 year for salaried
  • Minimum salary 1200LE

Required Documents:

  • Copy of national ID
  • Recent utility bill
  • Payroll/ Salary/ Installment Transfer Customers: Customer's company undertaking to transfer salary/ installment
  • Non Salary/ Installment Transfer Customers: Stamped HR letter

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Over Draft Against Collateral (CDs or TDs)
  • Over Draft Against Collateral renewed annually
  • Rate 3% above TD/CD rate
  • Finance up to 95%of Collateral

Required Documents:

  • Sign overdraft request
  • Copy of national ID or passport with a valid residence permit for foreigners
  • Undertaking for a lien on deposits

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Personal Loan Against Collateral (CDs)

 

  • No maximum loan amount
  • Loan tenor up to 84 months
  • Finance up to 95% of Collateral
  • Competitive interest rate starting from 2,25% above deposit rate
  • Minimum age 21 and no max

Required Documents:

  • Sign personal loans against CDs request
  • Undertaking for a lien on deposits
  • Copy of national ID or passport with a valid residence permit for foreigners

Apply Now